What Is Pain And Suffering Actually Worth In An Insurance Claim?

Now, you’ve probably heard that if you’ve been injured in an accident in Ontario you are capable of filing a claim, suing for pain and suffering. That’s true. However, there are quite a lot of different things which need to be taken into account when it comes to it. These are the so-called general damages and the accident victim has the right to seek them from the at-fault driver or from the insurance company as compensation. In a lawsuit of the kind, these damages are also commonly referred to as non-pecuniary ones as there is no objective economic criterion which is used in order to determine them precisely. In fact, this was exemplified in a case used as a principle ever since 1978 – Andrews v. Grand & Toy. (more…)

What Is No-Fault Insurance And How Does It Apply In Ontario?

Strictly speaking, the no-fault automobile insurance is used to describe a system of insurance regulations where the victim of the accident is injured or his or her car is damaged as a result. In this situation, they are capable of making a claim towards their own insurance company, regardless of who was the “at-fault” party in the accident. Not all countries employ this particular set of regulations and in certain ones you have to direct your claim only towards the one who is found responsible for the accident. (more…)

Importance of Procedures In Your Personal Injury Lawsuit

In the majority of the personal injury cases, the victim is going to send a demand letter to the person or to the business entity or even to the municipality which is responsible. In this particular demand letter, he’s likely to ask for a certain amount of compensation. This is the very first step after you’ve been injured in a lawfully recognized accident in the personal injury field. (more…)

How Long-Term Injuries Will Affect The Value of Your Claim?

If you are capable of showing that the injury you’ve suffered as a result of an acknowledged accident has caused you long-lasting or even permanent effect, the amount of the damages award that you will be legally entitled to could spike up significantly. This is definitely something that you want to account for when it comes to it. The more serious the effect of the injury on your life is in relation to your home, recreation and work, the higher your compensation is going to be. (more…)

Is The Municipality Liable In Slip And Fall Accidents?

As opposed to what the majority of people tend to believe, not only premise owners and tenants can be liable under the Occupier’s Liability Act of Ontario. If you’ve slipped and fallen on a frozen sidewalk which is owned by the municipality, it is obligated to compensate you for the damage. While the legal principle is the same, there are quite a few technicalities that should be taken into account. (more…)

Defining And Adjusting Fault Determination In A Car Accident

There are quite a lot of things which need to be thoroughly accounted for when it comes to assigning fault in a car accident. With this in mind, it’s important to understand that the province of Ontario is governed by the Insurance Act. Characteristically for Canada, different provinces enact slightly different regulations for certain instances and that’s something that you need to account for. (more…)

What Are Some Questions I Should Ask of A Potential Personal Injury Lawyer?

When you meet with a personal injury lawyer after an accident, chances are you are feeling confused and vulnerable. In most cases, you have never had to hire a lawyer for a personal injury case before. Yet you need to make sure you are hiring the right lawyer for representation. Not only will the lawyer ask you questions to determine the feasibility of your case, but you should ask the lawyer some pointed questions of your own so you can be sure of making an informed decision. You may even choose to interview more than one lawyer. Here are some questions that you, as a client, deserve answers to. (more…)