Every resident of Ontario that drives a motored vehicle must carry insurance, which is backed by SABS. (more…)
Can You Get Long Term Disability In Canada If You Are Legally Blind?
A Canadian that can show by means of a doctor’s report that he or she is legally blind should be able to get long term disability benefits. Still, a resident with a vision impairment might want to know whether or not his or her condition puts that particular resident in the same status as someone that is legally blind. (more…)
Reasons For Cancellation of Long-Term Disability Coverage
No one that receives long term disability benefits should expect the delivery of those same benefits to continue for a greatly-extended amount of time. Insurance companies can point to any one of multiple reasons for cancelling a long-term disability policy. (more…)
Reviewing The Steps of A Personal Injury Lawsuit In Ontario
Every legal jurisdiction has its own rules, regarding the pursuit of a personal injury lawsuit. Ontario is like all other legal jurisdictions. The victim of an accident in Ontario should know that there are many steps that follow the filing of a personal injury claim. (more…)
How To Get Compensated For Injuries And Losses After A Motor Vehicle Accident
According to the rules in Ontario’s no-fault system, anyone that has been involved in a motor vehicle accident qualifies for Accident Benefits. Those funds, also known as Section B benefits can be used by an accident victim to cover the costs of medical care, child care, attendant care and other expenses. By the same token, the Section B benefits serve as means for acquiring a form of income replacement. (more…)
Details On Sidewalk Clearing In Ontario
The legal system has not issued any guidelines, with respect to who should be held accountable for the clearing of the sidewalks during the winter months. Some townships inside of Ontario have chosen to charge homeowners for the clearing services provided by the municipality. That charge gets placed on homeowners that have failed to clear the sidewalk in front of their residence within the 24-hour period that has followed a given snowfall. (more…)
Basic Features of Tort Claim In Ontario
If someone injures you, you have the right to file a tort claim against that same individual. The person that injured you committed a wrongful act, one that the legal system refers to as a tort. By filing a tort claim, you can claim the right to seek compensation for damages suffered. (more…)
After A Car-Bicycle Collision, Who Pays For Damages Or Personal Injury?
What happens after an automobile and a bicycle collide, damaging the bicycle and injuring the bike rider? Ontario expects all drivers to carry car insurance, but the rider of a bicycle does not have to be insured. Does that mean that the rider on the bicycle lacks coverage for any damages or injuries? In Ontario the answer is no. (more…)
What Is Personal Injury Mediation And When Is It Required?
Mediation is an alternative dispute resolution (ADR) that is used in a personal injury case to settle a range of disagreements including accident disputes. Personal injury lawsuits can be quite complex and take months or even years to settle. Furthermore, there is no guarantee that the injury victim (plaintiff) will be successful. In these types of cases, personal injury mediation can be a more cost-effective and efficient strategy for resolving any disagreements and reaching a settlement. (more…)
The 6 Steps of a Personal Injury Lawsuit
If you’ve sustained injuries in an accident in Ontario Province, you may find it necessary to contact a personal injury lawyer and file a lawsuit in order to prove that you deserve fair compensation for damages. The personal injury lawyer in Chatham that you choose to litigate your case in the courtroom can ensure that your rights are protected and that you are compensated fairly in the matter. The following are the 6 steps of a personal injury lawsuit that you should be familiar with.
Step #1: the Fact-finding stage – you’ll meet with an injury lawyer who will determine the cause of your injuries by gathering facts and information about the accident. You’ll want to bring all documents associated with your case such as the names of witnesses and their contact information as well as all medical records.
Step #2: the Pleading stage – in this stage your lawyer will file a statement of your personal injury claim, the defense’s statement, and a reply. The statement of claim explains how much compensation you feel you’re entitled to discusses the facts that entitle you to that amount.
Step #3: Mediation stage – in some cases, you may be required to attend a 3-hour (or take longer) mediation meeting. If you’re required to do so, your personal injury lawyer will choose a mediator whose pricing, style, and technique are best suited for your specific case.
Step #4: Discovery stage – during this stage, your lawyer and the defendant’s lawyer will exchange relevant documents. This might include employment records if you are filing for lost income, medical records, road maintenance records, vehicle repair records, and so on. Your personal injury lawyer will request these on your behalf.
Step #5: Trial Preparation stage – your lawyer will identify all witnesses in your case and interview each one in order to help you get prepared for your court trial. They will also try to determine if expert opinions will be needed and contact these individuals if it becomes necessary.
Step #6: Settlement Conference stage – the judge will be considering your case during this stage of the lawsuit. Your personal injury lawyer will schedule this, prepare his or her briefs, and be in attendance with you in order to present your case. Based on how the court responds to your case, your lawyer will be prepared to offer you the best possible advice. Once this is completed, your case goes into the courtroom. Though most lawyers try to settle the case out of court but if that does not work, taking the claim to trial is the only option. It is best to let your lawyer represent your rights.